My account - the open book

S

Banking secrecy ade

ie your online banking with all sorts of stories have privacy protected? Password Geheimnümmerchen, dongle, encryption method, etc., etc.? How cute! Because we have not noticed that little change in the law, the access to any account allows every citizen, huh?
Let's say your neighbor, Mr. Friedrich Müller, financial officer. No big deal. Just like that done with, well, what will you get there so in the middle service, we say A 6 And Mr. Miller does not like you. Namely because you do not tidy your Kehrwoche. And last weekend, you have not even made Kehrwoche, and Mr. Miller is now really mad at you. He walks into the office at his computer and clicks on a button there that connects to the accounts of evidence-Center (CEC). There are all saved your account. And we really mean all. Even the one you entertained as treasurer of the small animal breeders association. And we bet he finds anything that you did not specify when the last tax return? And it was an account of your son, who is just aid for education.
Yes, our Mullerchen allowed to do that from 1 4th 2005th Mullerchen need to no suspicion, no license, no proof, he must inform anyone. Not even the person, "Requested" has a right to information. The law has already been decided and was simply waved through .
Oh, and today brought a message SPIEGEL: There was a bill, according to which the top earners of the DAX companies have to disclose their salaries. This bill was signed today by the government stopped once and placed on file ...

8 Comments

  1. Gaby
    November 19, 2004

    as the meinste must dig deeper ... because everyone? only people who deal with finances, or really any ... including my hairdresser, my baker, or my pizza guy? That would be the hammer ... especially if you did not count then the tip-earners.
    justice, There Is Nowhere in the world :-(

    <(• ¿•)>

  2. Gaby
    November 19, 2004

    unforgiving: you limp ahead of your time ... or one hour after the normal time ... depending on :-)

  3. Herbert
    November 19, 2004

    Tax office, social work offices, and offices - that is not your hairdresser. But who knows maybe someone who works in one of these offices. Already clear that employees have "discretion", but if a "dear nephew" just a "tiny eye" risk. No, the real scandal is that this is in a long series of legislative changes (eavesdropping, computer surveillance) enqueues that undermine systematically under various pretexts, the right to informational self-determination.

  4. Gaby
    November 19, 2004

    * Ironie_on *

    what the heck ... in a few years anyway, is the chip that the newborn is in the right arm (or elsewhere), including data-driven look ... all the more relevant.
    then everyone is locatable by gps and can not be lost, and all important data - from database connections to the fcc-insurance - will be stored on it. you always have everything at hand, and the poor ... and finally I need no more handbag.
    therefore, only advantages! what a wonderful life for us is to come on! and you mokierst you about a little bit secretive banking * tzess *

    * Ironie_off *

  5. Matthias
    November 19, 2004

    So. The data have been already collected and reported to the BaFin.

    Above offices may request only the accounts, but can not see individual account transactions.

    I have nothing to hide, so the offices can also access my accounts.

    Finally, is so discovered the tax and welfare fraud in little things. And that's good.

  6. Hans-Christoph
    November 19, 2004

    @ Matthias:
    The very fact that it is simply assumed flat, that I have something to hide is pretty scandalous. After all, it levers so that the whole principle of the presumption of innocence.
    Also: such a system is extremely vulnerable to abuse and arbitrary, as there is no justification or information requirement. And ultimately, it is not particularly effective - in order to check the millions of accounts would have been a whole army of officials eigestellt.

  7. Matthias
    November 19, 2004

    Therefore it is trying to do with data mining methods. The student loan-dodgers are also found. Without much effort. Only the obvious cases, then the other.

  8. Markus
    November 19, 2004

    no, matthias, I think that's the wrong attitude. you did very well to hide something, namely your privacy, you will probably only become aware of you because of some little thing when something is added.
    if we so carelessly take anything, we discover that there was an error, if it is too late.

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